Apex Wellbeing
Up to $1,400 a year in wellness money, across four pots with four sets of rules. Claiming in the right order matters.
Breast Cancer Awareness Month: know your body, know your benefits
Early detection gives you more options, and your benefits help you take the first step. Here’s when to get screened, what to watch for, and how your plan supports you. Part 1 of a two-part series.
When to get screened
USPSTF: a mammogram every 2 years from age 40 to 74 for women at average risk. Higher risk (family history, a BRCA gene change, or chest radiation before 30)? Ask your doctor about earlier or more frequent screening.
Screening mammograms at $0
Under the ACA, most plans cover screening mammograms every 1–2 years for women 40+ with no copay or coinsurance in-network.
Mental health support
Worried about your risk or a result? Your EAP and behavioral health benefits offer confidential help to talk it through and navigate your care options.
Apex is in your corner
Follow-up imaging may have cost sharing. Unsure what’s covered or got a surprise bill? Your Apex team will help.
Coming October 27 · Part 2: Support for every step
Sources: American Cancer Society (2026 estimates, screening guidelines, survival rates); USPSTF Breast Cancer Screening (2024); HealthCare.gov Preventive Care for Women. Educational only, not medical advice. Coverage varies by plan; see your plan documents.
Wellness money Apex puts behind you
Four separate pots, each with its own rules. They are worth real money and most go partly unclaimed.
$250 Wellness Reimbursement
For holistic physical, mental and financial wellness activities and equipment.
All full-time employees after 90 days of service. Employee only.
Up to $300 from Blue Cross
Two separate reimbursements — up to $150 fitness and up to $150 weight loss — on top of the $250.
Requires active BCBS medical enrollment. Per family per year.
Up to $450 through the Apex Wellness Program
Boost your wellness balance by completing named wellness activities.
Added to your overall wellness balance as you complete activities.
Up to $400 ahealthyme
Points-based rewards through Personify Health for tracking habits and completing challenges.
BCBS subscribers only.
Claim the Blue Cross money first
The wellness policy requires you to submit to Blue Cross first before Apex reimburses from the $250. These pots are sequenced, not freely stackable — claiming in the wrong order can cost you.
Also note the separate Employee Product Benefit: an Apex gift card, reloaded every January, for company products, including gifts for friends and family. It is a gift card rather than wellness reimbursement, so it sits outside the $1,400.
How to earn the extra $450
Effective January 1, 2025. Complete these activities and the money is added to your overall wellness balance.
| Activity | Value | Adds up to |
|---|---|---|
| Annual physical | $75 | $75 |
| Bi-annual dental exam | $25 × 2 | $50 |
| Annual vision visit | $50 | $50 |
| Any one Teladoc visit | $50 | $50 |
| Any one urgent care visit instead of the ER | $25 | $25 |
| One mail order prescription | $25 | $25 |
| Workshops, up to 15 | $10 each | $150 |
| One call to the EAP | $25 | $25 |
| Total available | $450 |
Notice what this list rewards
Every item is something that either catches a problem early or steers you to lower-cost care — a physical, a dental exam, urgent care instead of the emergency room, mail order instead of retail. The workshops alone are worth $150, the largest single component.
Using the EAP once earns $25. If you have been meaning to try it, that is a reason to.
Submitting your wellness expenses
The process
- Complete a qualifying activity, or buy an approved wellness item
- For Apex Wellness Program activities, send documentation to jeff@apexbenefitsonline.com — the amount is added to your wellness balance
- Submit your receipt in Paylocity under wellness code 60025 Wellness Initiatives
Not sure whether something qualifies? Ask jeff@apexbenefitsonline.com before you buy. The test the policy suggests: does this item or service directly assist your personal wellness journey?
HealthJoy — available to everyone
The HealthJoy app and EAP are paid for by Apex and available to every employee, whether or not you are enrolled in any benefit.
If you waived coverage, this still applies to you. It includes short-term counseling, virtual care navigation and help finding providers.
Awaken180 — a weight-management option through Apex
Apex partners with Awaken180° to offer a coached weight-management program. This is not an Apex-funded benefit — it is a discounted program you would pay for yourself, and it is entirely optional.
- Weight maintenance + lean, 4 weeks
- $1,000
- Weight loss + maintenance, 10 weeks
- $2,500
- Apex member and spouse saving
- 20% off any duration
Both packages include weekly coaching and education sessions, 80% of daily food at no additional charge, and lifetime maintenance support. Durations can be customized.
If you do use it, the Blue Cross weight-loss reimbursement of up to $150 per policy per year may apply — check before you enroll. See the BCBS reimbursement → · 1-844-346-1800
Two BCBS condition programs you may not know about
Hinge Health for chronic back, joint or muscle pain, and Virta for type 2 diabetes — both at no cost, both included with your medical plan.
These require enrollment in an Apex-sponsored BCBS medical plan. See both programs →